Semester Resources
LINK TO ALL CHAPTER SLIDES
Text Resources (Cengage)
Personal Finance Syllabus
Student Folder - Data Files - Digital Textbook Files etc.
UNL Finance Challenge - Video - November and April
First Day
Chapter 1- How Your Choices Affect Your Income
Lesson 1-1 : Personal Skills and the Job Market
NECAREERTOURS.COM - Choose the industry tour of interest to you and watch the 10-15 min virtual tour and the supplemental videos below it. You may work with one or two classmates who have the same interest. Answer the questions on the student viewing guide handout for your industry located in the student folder. Hand in printed copy.
Lesson 1-2: The Economy and Your Education
Open the Tuition,FAFSA, Loans Document and MAKE A COPY
Complete the document answering the ?'s for the 3 sections using the internet, textbook and linked video.
Lesson 1-3: Job Application Skills and Tools
Prepare Basic Employment Forms - Create a folder in your Drive and name it Portfolio. Create the documents described on page 37.
Print All Docs and Staple in Order Listed Above
Chapter 1 Workbook - Use your book and your personal goals to complete.
Test Review - Kahoot
Chapter 1 Test
Extra: Drop Out Nation (153 min)
Chapter 2 - Income, Benefits, and Taxes
Lesson 2-1 Earned Income and Benefits
Open the document 2-1 Tipping and Wages and Living on Minimum Wage and make a copy.
Complete the 2 sections.
Lesson 2-2 Unearned Income and Payments
Chapter 2 Thinking Critically Classroom Post - minimum 5 sentence response.
Answer questions 26, 27.
26. Some people complain because they feel that they pay taxes but receive little or no benefits. For example, a retired couple must still pay property taxes that support local schools even though they have no children in school. People who are wealthy pay taxes but do not receive Medicaid benefits. Explain how these people benefit indirectly from these government services.
27. In comparing and contrasting consumption taxes, income taxes, and wealth taxes, which one is often considered to be the most “fair” tax? Why?
Lesson 2-3 Taxes and Other Deductions
Practice - IRS Understanding Taxes
Part 1: Cafeteria Plan - Page 50- Follow directions on page 50 #28 to fill out the cafeteria plan. Use the file in the shared data files folder and make a copy. YOU DO NOT HAVE TO GO TO THE BOOK WEBSITE!
Part 2: Page 71 #24 to fill out the PDF W-4 and I-9 -
#25 for 1040EZ
Print from Data Files
DO NOT FILL IN YOUR SSN!!! Use 000-22-000.
Chapter 2 Workbook - Use your book and your personal ethics to complete. We will not do page 19 or 31. The 1040EZ can be printed from the data files folder in the student PF folder. You will also need to look at the 1040EZ directions in your data files to find the tax table.
Test Review -
Chapter 2 Kahoot Review
Chapter 2 Test
Extra's
Turbotax - practice online return
Chapter 3 - Your Purchasing Power
Lesson 3-1 Inflation and the Value of Money
Inflation Document
Please label each answer and use complete sentences!
Page 81 & 85 - Read Focus on Fighting Inflation and answer the two questions.
1. How do actions of the Fed affect your life and that of your family?
2. How does raising tax rates help curb inflation?
Page 85. #28,29
28. When prices go up, your purchasing power goes down. Identify two items you or your family buys regularly, such as gasoline for a car. Then, for each item, answer the questions that follow:
a. Has the price gone up or down in the last year?
b. How much is the price change (in dollars and cents)? What percentage increase or decrease is this amount?
c. What effect has the price change had on your spending habits? Have you purchased more or less of that product? Have you purchased more or less of something else in order to keep buying that product?
d. In the long run, what will you do if the price keeps rising? For example, will you find substitutes, stop using the product, or give up something else in order to be able to continue to buy this product?
Lesson 3-2 Prices and Consumer Choices
Chapter 3 Extend Your Learning (document name)
Page 92 - With a partner research and answer #23 and 24. Make sure to include the website you used for 24 in your answer.
23. List three items your family has purchased in the last year—something with a high price ($100 or more), a medium price (between $25 and $100), and a low price (under $25). Answer the following questions:
a. How do you think the price was set for this product—using cost-
recovery, cost-plus, value-based, or market-based pricing? Why?
b. Was this item purchased as a result of economizing or optimizing?
c. If you had to make this purchase decision again, would you choose the same item? Why or why not?
24. Many companies that have traditional stores also have a retail website. Ordering merchandise online is usually convenient and easy. As a result, consumer purchases on the Internet are rapidly growing. Working with a partner, identify a large and well-known department store. Visit the store’s website and answer the following questions:
a. Is the site easy to navigate and organized so that you can quickly find the items in which you are interested?
b. Is complete information provided for each product?
c. Are special prices offered for online purchases? Can you find a coupon code by searching in a new tab?
d. Are you able to proceed to checkout (if you wish) with ease?
e. Overall, how would you rate your shopping experience at this site?
Lesson 3-3 Getting More for Your Money
Classroom Post - Answer #19 and #21 on page 100.
#19 - Businesses work hard to earn your business and meet your needs. What is your favorite place to shop? Make a list of how the business meets your needs in the following areas: (a) convenience, (b) customer service, and (c) pricing or branding. Do you think this is part of the business’s selling strategy? Explain your answer.
#21 Which buying strategies do you use in your daily life? Describe what you do before you go shopping. How long does the process take? Describe what you do while you are in the store—do you stick to your list or the product you had decided to purchase, or are you influenced by strategic displays and salespersons? When you have completed a purchase, do you ever regret it? If so, what do you do about it? Are there things you would like to change about your personal buying habits? Explain.
Lesson 3-4 Consumer Rights and Responsibilities
Part 1: Page 112 Extend Your Learning #31 - (Letter of Complaint document name) Use the scenario and find a GPS manufacturer or choose another product and find the contact information for the manufacturer. Follow this sample format. For more information on filing a complaint click here.
Part 2: Page 116 - TAKE ACTION - Chapter 3 Research and Report -doc name)
Work with a partner. Look up and answer a-e.
Working with a partner, visit the websites listed below, plus another website of your choice. As described below, create a report based on what you learn at each website.
a. Visit the USDA (www.usda.gov) or FTC (www.ftc.gov) website. Locate a news article that interests you. Write a bulleted list of the most important consumer information facts in the article.
b. Visit the Securities and Exchange Commission’s website (www.sec.gov). Follow the link to Laws and Regulations. Select one law or regulation and summarize how it protects investors.
c. Go to the Better Business Bureau’s website (www.bbb.org) and look up reports on two local companies. Write a summary of the kinds of information
the reports provide about the companies.
d. Visit the National Consumer League’s Fraud Center (www.fraud.org) and answer the following questions:
• What services are available to consumers who have complaints?
• What is the process of registering a complaint?
e. Visit your state’s attorney general’s office or the consumer protection division of your state’s Department of Justice. Summarize the information avail-
able to consumers and the process for filing a complaint.
Chapter 3 Workbook Pages -
Kahoot Review
____________________
Extra
Watch The Madoff Affair (55)
Chapter 4 - Financial Decisions and Planning
Lesson 4-1 - Resources and Choices
Page 124 (b) - Create a Net Worth Statement
Using a Google Sheet - use your own personal assets and liabilities. Make yours look like the sample on page 120. Use formulas for calculations.
Lesson 4-2 - Basics of Budgeting
Personal Budget - Page 147 -Use the same file from 4-1 and name the second sheet Personal Budget - use the book information to create a budget following the example on page 127 and look at the file in the shared folder to help with formulas.
Lesson 4-3 - Personal Financial Planning
Page 140-Net Bookmark - Identity Theft classroom post - use the FTC website to answer the questions about identity theft and identify two current scams.
Kahoot Review
Extra's
PayYourself First Budgeting.pdf in shared folder - complete and hand in
Chapter 5 - The Banking System
Lesson 5-1 - Checking Accounts
Begin Fin-Lit Checkbook Simulation
Lesson 5-2 - Savings Accounts
Post to Classroom Question
Search “latest cd rates” and use the bankrate website to find the interest rates.
What is the rate, minimum and bank for 3: 18 month CD's with $3,000 to deposit.
Search for “bankrate CD calculator”. How much will you earn if you invest $3,000 in an 18 month with the best rate you found in question 1.
Work on FinLit Simulation
Lesson 5-3- Banking Services and Fees
Complete FinLit Simulation
Chapter 5 Workbook
Chapter 5 Kahoot
Extra's
JA PF Center - read through and complete the 6 sections with quizzes
JA Battle of the Bands
JA/AMEX Money Might (Login Required)
JA Financial Quiz
Page 161 - Checkbook Simulation (you will need to print the data file Chapter 5 Register in your resources folder) hand in. Look at page 151 for a sample of how to complete a checkbook register, 152 for how to write a check and 154 deposit slip. Then complete the tutorials and activities for young adults on handsonbanking.org. Also complete the net-bookmark on page 168 as a class.
Page 184 - Print the chapter 5 FORMS and STATEMENT for Take Action and write the checks, deposit slip, complete the checkbook register, bank reconciliation. Hand in.
US Federal Reserve (50 min)
Chapter 6 - Personal Risk Management
Lesson 6-1 Risk Assessment and Strategies
*Copyright Risk
Complete the Risk Assessment on pg 87 in your workbook.*Change #1 to Illegally Viewing Movies Online. Change the other risks to those more relevant to your life if needed. Be specific with how to reduce or avoid. Not “don’t do it”
Lesson 6-2 Protecting Income
Complete the Health Insurance Research form.
Lesson 6-3 Protecting Property
Page 218 - Document name Inventory - Create an inventory of items you own using a Google spreadsheet or try knowyourstuff.org (App)
An example is provided on page 207. Use your best judgement for dates and replacement cost.
Chapter 6 Workbook
Chapter 6 Kahoot
Extra's
Page 217 # 5 or #6 - Presentation name International Health Care or No Fault - create a presentation on one of these two topics to present to the class. A minimum of 8 slides is required with a sources slide.
Term and Whole Life Insurance Khan Academy (14:40)
Suze Orman Cash Value vs. Term Life Insurance (9:31)
Chapter 7 - Buying Decisions
7-1 Designing a Buying Plan
Answer questions 25 & 26 on page 227. Post to classroom. Complete the Buying Plan on page 101 in your workbook.
7-2 Getting Started with Credit -
Research credit card offers using Nerd Wallet's Top Credit Cards List.
Look for annual fees, rewards, intro and ongoing APR rates. Check compare and then view your choices on one page. Screenshot this page. *Sample on slide. Which one do you think is the best offer and why? Click Apply and review the info you need to complete the application. DO NOT ENTER PERSONAL INFO! Does getting credit look easy? Why? How fast will you get a response?
Create a document titled 7-2 Credit Card Offers - answer ?'s and screenshot of the comparison page.
7-3 Computing the Costs of Credit
Reading a Credit Card Statement Link
Complete #25 on page 244 and post to classroom.
7 Workbook
7 Kahoot Review
_____________________
Extra's
Minimum Payments Calculator
Payday Loans Explained Khan Academy (11:00)
Complete the Credit Score Activity and place in folder.
Secret History of Credit Cards
Discussion and Research - Credit CARD Act of 2009
Credit Cards 101 ( 10 Video Segments) from LendEDU
Chapter 8 - Preserving your Credit
8-1 Identifying Financial Issues
Complete Extend Your Learning #28 - budget for a and b and answer c under the two budgets by merging cells.
8-2 Long Term Debt Repayment
8-3 Credit Management
Buying a House Project
Extra's
Online Shopping
Credit Cards Video 7:52 - Mint.com
Page 274 #30 - Document Name Credit and Loan Offers -
Use one private student loan, one car loan and one of your choice and answer the 4 questions for each and the final questions.
Student Loans: More Debt, More Defaults, More Problems
Front-line - Inside the Meltdown
PBS - Student Loan Debt (26:16)
Scholarslip 26:46 Backup from Drive
Time for PayBack - Interactive college costs
Chapter 9 - Credit Problems and Laws
9-1 Resolving Credit Problems
Classroom post - search for the eHow article about the auto repossession process, and then answer: Does a borrower have to be present when a vehicle is repossessed? What happens to the personal belongings left inside a repossessed vehicle? How can a borrower get the repossessed vehicle back?
9-2 Bankruptcy Choices (Partner Assigment)
Document - Extend Your Learning pg. 297 - researching credit counseling agencies and bankrupcty lawyers
9-3 Consumer Protection Laws (Partner Assigments)
Part 1 - Sonicwall Phishing Quiz - complete the quiz and read explanations of why they are phishing or not. Upload quiz screenshot and provide 4 clues to watch for in emails that are scams.
Part 2 - Extend Your Learning- page 307, Create a document titled Consumer Rights - answer the questions for all three scenarios
Page 311 - Write a Letter document title Disputing A Charge - example on FTC website
Extra's
Extreme Identity Theft (5:46) Rossen Reports Today Show
FTC Identity Theft Video
Identity Theft Nightmare (6:34)
Identity Theft Repair Kit
Chapter 10 - Basics of Saving and Investing
Buying a Car Document
Track Stock Prices -page 342- Create a spreasheet and choose a stock to track prices for a week. Then create a line chart to show the trend. Include the stock symbol and what the stock was selling for the first day is was offered to the public. (IPO) Write a short paragraph about the IPO and when it was first offered. Then calculate the profit or loss if you would have bought 1,000 shares when it first opened.
Extra's
Suze Orman Retirement Roadmap 10:31
Retirement Calculator
Chapter 11 - Saving and Investing Options
page 360 - net bookmark document name Planning for Retirement
page 377 - Presentation Mutual Funds
Chapter 12 - Buying and Selling Investments
page 398 - net bookmark document name FDIC
page 409 - Research Presentation 15-18 Slides
End of the Year
teachbanzai.com Class Code HBZPZK
Ever- Fi Higher Ed Module Onlye4708b3c- everfi.com/register to get started.
Comprehensive Exam
Identity Theft Movie Computer- 128 min
Your Life Your Money DVD - 60 min
FINAL KAHOOT - 82 ?'s
Money Moments - simulation
Financial Football Game
IRS Simulation
Maxed Out
Change Maker Game
SBA Learning Center
Chapter 1- How Your Choices Affect Your Income
Lesson 1-1 : Personal Skills and the Job Market
NECAREERTOURS.COM - Choose the industry tour of interest to you and watch the 10-15 min virtual tour and the supplemental videos below it. You may work with one or two classmates who have the same interest. Answer the questions on the student viewing guide handout for your industry located in the student folder. Hand in printed copy.
Lesson 1-2: The Economy and Your Education
Open the Tuition,FAFSA, Loans Document and MAKE A COPY
Complete the document answering the ?'s for the 3 sections using the internet, textbook and linked video.
Lesson 1-3: Job Application Skills and Tools
Prepare Basic Employment Forms - Create a folder in your Drive and name it Portfolio. Create the documents described on page 37.
- Cover Letter
- Resume
- Thank-you Letter
- Job Application (sample in the folder or find your own- PDF print or use DocHub to fill out.)
- Interview Questions (answer the 5?'s below.) Practice mock interview with a partner
- Tell me about yourself.
- What is your greatest professional strength?
- Have you ever been on a team where someone was not pulling their own weight? How did you handle it?
- Why should we hire you?
- Tell me about a time when you had to give someone difficult feedback. How did you handle it?
- Do you have any questions? YES!!! Come up with 2 you could ask. This is a great time to show that you have done your research about the company and are truly interested. A really great questions you can use is "Is there anything I've said or in my resume that is giving you doubts about my ability to perform this job?"
Print All Docs and Staple in Order Listed Above
Chapter 1 Workbook - Use your book and your personal goals to complete.
Test Review - Kahoot
Chapter 1 Test
Extra: Drop Out Nation (153 min)
Chapter 2 - Income, Benefits, and Taxes
Lesson 2-1 Earned Income and Benefits
Open the document 2-1 Tipping and Wages and Living on Minimum Wage and make a copy.
Complete the 2 sections.
Lesson 2-2 Unearned Income and Payments
Chapter 2 Thinking Critically Classroom Post - minimum 5 sentence response.
Answer questions 26, 27.
26. Some people complain because they feel that they pay taxes but receive little or no benefits. For example, a retired couple must still pay property taxes that support local schools even though they have no children in school. People who are wealthy pay taxes but do not receive Medicaid benefits. Explain how these people benefit indirectly from these government services.
27. In comparing and contrasting consumption taxes, income taxes, and wealth taxes, which one is often considered to be the most “fair” tax? Why?
Lesson 2-3 Taxes and Other Deductions
Practice - IRS Understanding Taxes
Part 1: Cafeteria Plan - Page 50- Follow directions on page 50 #28 to fill out the cafeteria plan. Use the file in the shared data files folder and make a copy. YOU DO NOT HAVE TO GO TO THE BOOK WEBSITE!
Part 2: Page 71 #24 to fill out the PDF W-4 and I-9 -
#25 for 1040EZ
Print from Data Files
DO NOT FILL IN YOUR SSN!!! Use 000-22-000.
Chapter 2 Workbook - Use your book and your personal ethics to complete. We will not do page 19 or 31. The 1040EZ can be printed from the data files folder in the student PF folder. You will also need to look at the 1040EZ directions in your data files to find the tax table.
Test Review -
Chapter 2 Kahoot Review
Chapter 2 Test
Extra's
Turbotax - practice online return
Chapter 3 - Your Purchasing Power
Lesson 3-1 Inflation and the Value of Money
Inflation Document
Please label each answer and use complete sentences!
Page 81 & 85 - Read Focus on Fighting Inflation and answer the two questions.
1. How do actions of the Fed affect your life and that of your family?
2. How does raising tax rates help curb inflation?
Page 85. #28,29
28. When prices go up, your purchasing power goes down. Identify two items you or your family buys regularly, such as gasoline for a car. Then, for each item, answer the questions that follow:
a. Has the price gone up or down in the last year?
b. How much is the price change (in dollars and cents)? What percentage increase or decrease is this amount?
c. What effect has the price change had on your spending habits? Have you purchased more or less of that product? Have you purchased more or less of something else in order to keep buying that product?
d. In the long run, what will you do if the price keeps rising? For example, will you find substitutes, stop using the product, or give up something else in order to be able to continue to buy this product?
Lesson 3-2 Prices and Consumer Choices
Chapter 3 Extend Your Learning (document name)
Page 92 - With a partner research and answer #23 and 24. Make sure to include the website you used for 24 in your answer.
23. List three items your family has purchased in the last year—something with a high price ($100 or more), a medium price (between $25 and $100), and a low price (under $25). Answer the following questions:
a. How do you think the price was set for this product—using cost-
recovery, cost-plus, value-based, or market-based pricing? Why?
b. Was this item purchased as a result of economizing or optimizing?
c. If you had to make this purchase decision again, would you choose the same item? Why or why not?
24. Many companies that have traditional stores also have a retail website. Ordering merchandise online is usually convenient and easy. As a result, consumer purchases on the Internet are rapidly growing. Working with a partner, identify a large and well-known department store. Visit the store’s website and answer the following questions:
a. Is the site easy to navigate and organized so that you can quickly find the items in which you are interested?
b. Is complete information provided for each product?
c. Are special prices offered for online purchases? Can you find a coupon code by searching in a new tab?
d. Are you able to proceed to checkout (if you wish) with ease?
e. Overall, how would you rate your shopping experience at this site?
Lesson 3-3 Getting More for Your Money
Classroom Post - Answer #19 and #21 on page 100.
#19 - Businesses work hard to earn your business and meet your needs. What is your favorite place to shop? Make a list of how the business meets your needs in the following areas: (a) convenience, (b) customer service, and (c) pricing or branding. Do you think this is part of the business’s selling strategy? Explain your answer.
#21 Which buying strategies do you use in your daily life? Describe what you do before you go shopping. How long does the process take? Describe what you do while you are in the store—do you stick to your list or the product you had decided to purchase, or are you influenced by strategic displays and salespersons? When you have completed a purchase, do you ever regret it? If so, what do you do about it? Are there things you would like to change about your personal buying habits? Explain.
Lesson 3-4 Consumer Rights and Responsibilities
Part 1: Page 112 Extend Your Learning #31 - (Letter of Complaint document name) Use the scenario and find a GPS manufacturer or choose another product and find the contact information for the manufacturer. Follow this sample format. For more information on filing a complaint click here.
Part 2: Page 116 - TAKE ACTION - Chapter 3 Research and Report -doc name)
Work with a partner. Look up and answer a-e.
Working with a partner, visit the websites listed below, plus another website of your choice. As described below, create a report based on what you learn at each website.
a. Visit the USDA (www.usda.gov) or FTC (www.ftc.gov) website. Locate a news article that interests you. Write a bulleted list of the most important consumer information facts in the article.
b. Visit the Securities and Exchange Commission’s website (www.sec.gov). Follow the link to Laws and Regulations. Select one law or regulation and summarize how it protects investors.
c. Go to the Better Business Bureau’s website (www.bbb.org) and look up reports on two local companies. Write a summary of the kinds of information
the reports provide about the companies.
d. Visit the National Consumer League’s Fraud Center (www.fraud.org) and answer the following questions:
• What services are available to consumers who have complaints?
• What is the process of registering a complaint?
e. Visit your state’s attorney general’s office or the consumer protection division of your state’s Department of Justice. Summarize the information avail-
able to consumers and the process for filing a complaint.
Chapter 3 Workbook Pages -
Kahoot Review
____________________
Extra
Watch The Madoff Affair (55)
- What is a Ponzi scheme?
- To what extent do you think the SEC did or did not do its job?
- What was the final straw that uncovered the Madoff Ponzi scheme?
- Ultimately, who do you think was responsible for the losses incurred by investors?
- Do you think the U.S. government should offset the losses incurred by investors with Madoff? Explain.
Chapter 4 - Financial Decisions and Planning
Lesson 4-1 - Resources and Choices
Page 124 (b) - Create a Net Worth Statement
Using a Google Sheet - use your own personal assets and liabilities. Make yours look like the sample on page 120. Use formulas for calculations.
Lesson 4-2 - Basics of Budgeting
Personal Budget - Page 147 -Use the same file from 4-1 and name the second sheet Personal Budget - use the book information to create a budget following the example on page 127 and look at the file in the shared folder to help with formulas.
Lesson 4-3 - Personal Financial Planning
Page 140-Net Bookmark - Identity Theft classroom post - use the FTC website to answer the questions about identity theft and identify two current scams.
- How can thieves use your trash to steal your identity?
- What are some things thieves do with a stolen identity?
- What are some things you can do to prevent identity theft?
- Search FTC Scam Alerts and read two current scams. Summarize your findings.
Kahoot Review
Extra's
PayYourself First Budgeting.pdf in shared folder - complete and hand in
Chapter 5 - The Banking System
Lesson 5-1 - Checking Accounts
Begin Fin-Lit Checkbook Simulation
Lesson 5-2 - Savings Accounts
Post to Classroom Question
Search “latest cd rates” and use the bankrate website to find the interest rates.
What is the rate, minimum and bank for 3: 18 month CD's with $3,000 to deposit.
Search for “bankrate CD calculator”. How much will you earn if you invest $3,000 in an 18 month with the best rate you found in question 1.
Work on FinLit Simulation
Lesson 5-3- Banking Services and Fees
Complete FinLit Simulation
Chapter 5 Workbook
Chapter 5 Kahoot
Extra's
JA PF Center - read through and complete the 6 sections with quizzes
JA Battle of the Bands
JA/AMEX Money Might (Login Required)
JA Financial Quiz
Page 161 - Checkbook Simulation (you will need to print the data file Chapter 5 Register in your resources folder) hand in. Look at page 151 for a sample of how to complete a checkbook register, 152 for how to write a check and 154 deposit slip. Then complete the tutorials and activities for young adults on handsonbanking.org. Also complete the net-bookmark on page 168 as a class.
Page 184 - Print the chapter 5 FORMS and STATEMENT for Take Action and write the checks, deposit slip, complete the checkbook register, bank reconciliation. Hand in.
US Federal Reserve (50 min)
Chapter 6 - Personal Risk Management
Lesson 6-1 Risk Assessment and Strategies
*Copyright Risk
Complete the Risk Assessment on pg 87 in your workbook.*Change #1 to Illegally Viewing Movies Online. Change the other risks to those more relevant to your life if needed. Be specific with how to reduce or avoid. Not “don’t do it”
Lesson 6-2 Protecting Income
Complete the Health Insurance Research form.
Lesson 6-3 Protecting Property
Page 218 - Document name Inventory - Create an inventory of items you own using a Google spreadsheet or try knowyourstuff.org (App)
An example is provided on page 207. Use your best judgement for dates and replacement cost.
Chapter 6 Workbook
Chapter 6 Kahoot
Extra's
Page 217 # 5 or #6 - Presentation name International Health Care or No Fault - create a presentation on one of these two topics to present to the class. A minimum of 8 slides is required with a sources slide.
Term and Whole Life Insurance Khan Academy (14:40)
Suze Orman Cash Value vs. Term Life Insurance (9:31)
Chapter 7 - Buying Decisions
7-1 Designing a Buying Plan
Answer questions 25 & 26 on page 227. Post to classroom. Complete the Buying Plan on page 101 in your workbook.
7-2 Getting Started with Credit -
Research credit card offers using Nerd Wallet's Top Credit Cards List.
Look for annual fees, rewards, intro and ongoing APR rates. Check compare and then view your choices on one page. Screenshot this page. *Sample on slide. Which one do you think is the best offer and why? Click Apply and review the info you need to complete the application. DO NOT ENTER PERSONAL INFO! Does getting credit look easy? Why? How fast will you get a response?
Create a document titled 7-2 Credit Card Offers - answer ?'s and screenshot of the comparison page.
7-3 Computing the Costs of Credit
Reading a Credit Card Statement Link
Complete #25 on page 244 and post to classroom.
7 Workbook
7 Kahoot Review
_____________________
Extra's
Minimum Payments Calculator
Payday Loans Explained Khan Academy (11:00)
Complete the Credit Score Activity and place in folder.
Secret History of Credit Cards
Discussion and Research - Credit CARD Act of 2009
Credit Cards 101 ( 10 Video Segments) from LendEDU
Chapter 8 - Preserving your Credit
8-1 Identifying Financial Issues
Complete Extend Your Learning #28 - budget for a and b and answer c under the two budgets by merging cells.
8-2 Long Term Debt Repayment
8-3 Credit Management
Buying a House Project
Extra's
Online Shopping
Credit Cards Video 7:52 - Mint.com
Page 274 #30 - Document Name Credit and Loan Offers -
Use one private student loan, one car loan and one of your choice and answer the 4 questions for each and the final questions.
Student Loans: More Debt, More Defaults, More Problems
Front-line - Inside the Meltdown
PBS - Student Loan Debt (26:16)
Scholarslip 26:46 Backup from Drive
Time for PayBack - Interactive college costs
Chapter 9 - Credit Problems and Laws
9-1 Resolving Credit Problems
Classroom post - search for the eHow article about the auto repossession process, and then answer: Does a borrower have to be present when a vehicle is repossessed? What happens to the personal belongings left inside a repossessed vehicle? How can a borrower get the repossessed vehicle back?
9-2 Bankruptcy Choices (Partner Assigment)
Document - Extend Your Learning pg. 297 - researching credit counseling agencies and bankrupcty lawyers
9-3 Consumer Protection Laws (Partner Assigments)
Part 1 - Sonicwall Phishing Quiz - complete the quiz and read explanations of why they are phishing or not. Upload quiz screenshot and provide 4 clues to watch for in emails that are scams.
Part 2 - Extend Your Learning- page 307, Create a document titled Consumer Rights - answer the questions for all three scenarios
Page 311 - Write a Letter document title Disputing A Charge - example on FTC website
Extra's
Extreme Identity Theft (5:46) Rossen Reports Today Show
FTC Identity Theft Video
Identity Theft Nightmare (6:34)
Identity Theft Repair Kit
Chapter 10 - Basics of Saving and Investing
Buying a Car Document
Track Stock Prices -page 342- Create a spreasheet and choose a stock to track prices for a week. Then create a line chart to show the trend. Include the stock symbol and what the stock was selling for the first day is was offered to the public. (IPO) Write a short paragraph about the IPO and when it was first offered. Then calculate the profit or loss if you would have bought 1,000 shares when it first opened.
Extra's
Suze Orman Retirement Roadmap 10:31
Retirement Calculator
Chapter 11 - Saving and Investing Options
page 360 - net bookmark document name Planning for Retirement
page 377 - Presentation Mutual Funds
Chapter 12 - Buying and Selling Investments
page 398 - net bookmark document name FDIC
page 409 - Research Presentation 15-18 Slides
End of the Year
teachbanzai.com Class Code HBZPZK
Ever- Fi Higher Ed Module Onlye4708b3c- everfi.com/register to get started.
Comprehensive Exam
Identity Theft Movie Computer- 128 min
Your Life Your Money DVD - 60 min
FINAL KAHOOT - 82 ?'s
Money Moments - simulation
Financial Football Game
IRS Simulation
Maxed Out
Change Maker Game
SBA Learning Center